Rogers Auto Group

Credit Score Estimator

This Credit Score Estimator provides an estimate of your likely credit score based on the answers to a few questions about your credit history. As one of largest bad credit dealerships in Chicago, Rogers Auto Group wants to give you the opportunity to estimate your credit score without having to run your credit. This is a great way to shop for used cars with bad credit without running inquiries on your credit report. All of our new car dealerships are for bad credit. At Rogers Auto Group we understand the time and effort needed to put a deal together so you as the buyer are in a good position for the long term and every credit inquiry makes a difference.

Can I get a car with bad credit?

For virtually every scenario, there's always a way to get an auto loan with bad credit even with No Money Down with our Down Payment Assistance Program. Here are the most common causes with options to finance with bad credit:

How to get a Car Loan with a Past Due Mortgage or Foreclosure: Past due mortgages and foreclosures are one of the easiest and fastest ways to get a low credit score. With the recent increase in foreclosures, bad credit finance companies have found a way to finance those with with foreclosures as long as they know what the buyer is currently paying in mortgage or rent in the case of losing their home. In cases of re-modification, finance companies have found a way to finance those with bad credit as long as they know what their modified payment is. Come in with proof of current mortgage, modified payment or rental lease if you lost your home. As long as we know what your current cost of living is, we can adjust a loan that has affordable monthly payments.		How to get an Auto Loan with a Repossession: Vehicle repossessions can be one of the more frustrating causes of bad credit. Previous predatory loans have caused some buyers to pay monthly payments higher than they could afford which turns out to be an inevitable repossession. Reasons like car repairs, loss of job are other factors as well. Finance companies have found ways to finance those with bad credit because of repossession with the promise that any new car loan acquired has affordable monthly payments. Rogers Auto Group specializes helping those with bad credit due to a repossession buy a vehicle with affordable car payments. We simply need proof of income to determine affordable monthly payments.
Bad Credit loans with a Bankruptcy: Sometimes bills can be overwhelming and finance companies understand that. Depending on what happened right before the bankruptcy, your credit score could be real low. The New Start Program helps those with a bankruptcy get a car loan with a bankruptcy. Bankruptcy is not the end of the world, and at times have helped people get better loan terms because of the fresh start.		Car Financing with Collections: Collections could vary from bad checks, cell phone bills and past due medical bills. Having collections can look like a bad thing, but most can be explained. Let us do the work for you. Most finance companies look at different collections differently, so there's always a way to get a car loan with bad credit due to collections. We'll need a current (not past due) utility bill as well as proof of income to get started.